Hey there! Are you looking to get more utility and convenience from your Venmo account? Well linking it into your digital wallet apps like Google or Samsung Pay allows seamless mobile spending money in your Venmo balance.
Let‘s explore the options to upgrade from just P2P payments to full mobile wallet functionality with a linked Venmo debit or credit card. I‘ll provide detailed setup walkthroughs, tips to avoid hiccups, and even data-driven advice on optimizing your mobile money.
Why Connect Venmo to a Digital Wallet?
First though, what do we gain by integrating these services? Well according to Business Insider Intelligence, proximity mobile payments across all apps are growing rapidly:
And by 2025, digital wallets alone will account for over $10 trillion in transactions.
Beyond convenience, here are some specific advantages of specifically linking your Venmo account balance and Venmo card to digital wallets:
Tap-and-Pay
Use your phone to purchase items in brick-and-mortar stores rather than fumbling with your physical Venmo card
Simplified Money Management
See your Venmo balance right in Samsung/Google Pay to track spending vs income
Additional Security
Store your Venmo card safely on your phone rather than risk losing your physical card
Better Budgeting
Review recent purchases and manage reloads/transfers all in one money app
Automatic Loyalty/Rewards
Some mobile wallet providers offer cash back or perks for using their apps to pay
Hopefully this gives you motivation to invest 5 minutes setting your digital wallet up with Venmo integration!
Now let‘s get straight into the step-by-step walkthrough…
Overview of Venmo Card Types
Before linking anything though, an important choice is whether you‘ll add Venmo‘s debit card, the Venmo credit card, or simply your Venmo balance. Let‘s quickly compare:
| Debit Card | Credit Card | Account Balance | |
|---|---|---|---|
| Accepted By Wallets | Yes | Yes | Google/Samsung Pay Only |
| Spending Limit | Balance in Venmo acct | Credit limit set by Venmo | Balance in Venmo acct |
| Cash Back/Rewards | No | Yes | No |
| Interest Charges | No | Yes | No |
| Credit Check Needed | No | Yes | No |
If your wallet accepts it, I generally recommend adding the Venmo debit card for easy spending tracking against money you actually have.
But the credit card option provides flexibility if needed. You choose!
Now let‘s get to the setup details…
Adding Venmo to Google Pay
Google Pay supports adding your actual Venmo balance as well as Venmo debit/credit cards. Let‘s get it set up!
Step 1) Open up the Google Pay app and tap your profile icon in the top right corner
Step 2) Select Settings > Payment methods > Add card
Step 3) Choose Venmo from the list of banks/providers
Step 4) Enter your Venmo login credentials
Step 5) Confirm with the 6-digit code texted to your phone
And that‘s it! Your Venmo account or Venmo debit/credit card will now appear as a payment method for use via Google Pay.
When paying in stores, simply unlock your phone, tap it against the payment terminal, and authorize with your fingerprint to pay!
Linking Venmo to Samsung Pay
Samsung Pay works very similarly to Google Pay in terms of adding payment methods. Just 4 quick steps:
Step 1) Launch Samsung Pay and tap the 3 line "hamburger" menu
Step 2) Choose Settings > Add card
Step 3) Enter your Venmo logon information
Step 4) Follow the verification prompts
After confirmation, your Venmo balance, debit card or credit card can be selected directly within Samsung Pay for proximity or in-app payments. Love how easy!
Transferring Venmo to Apple Cash Wallet
Unfortunately Apple Pay itself does not support integration with Venmo cards or balance.
But a workaround is sending Venmo money into your Apple Cash balance stored inside the Apple Wallet app. Then use that pooled Apple Cash to make Apple Pay transactions via your iPhone.
Here are the steps:
Step 1) Add your bank account within Venmo as a payment method
Step 2) In Apple Wallet, add that same bank account
Step 3) Transfer the desired money from your Venmo balance into that bank account
Step 4) In Apple Wallet, use the linked bank account to reload your Apple Cash balance
It takes a couple more steps than direct linkage like Google/Samsung Pay. But it opens up access to transferable Venmo funds useable for Apple Pay payments.
Hope this guide has been helpful walking through the main options for connecting Venmo into your digital wallet apps! Let me know if any questions at all. Happy mobile spending 🙂